All services described are for informational purposes only. No financial offer or solicitation is implied.
ABS
A.B.S. Global Factoring AG Finanzdienstleistungsinstitut
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Financial Instruments

Our Services & Capabilities

A.B.S. Global Factoring AG provides a range of regulated financial services designed to improve liquidity, manage credit risk, and support sustainable business growth.

All service descriptions on this page are for informational purposes only. They do not constitute a financial offer, binding agreement, or regulated financial advice. Availability and terms of specific services are subject to individual assessment.
Core Services

Factoring Solutions

Our factoring services allow businesses to convert outstanding invoices into immediate working capital, reducing the financial impact of extended payment terms.

Full-service factoring
Factoring

Full-Service Factoring

A comprehensive factoring arrangement in which A.B.S. purchases receivables, assumes the credit risk associated with those receivables, and manages all debtor collection activities on behalf of the client. This allows the client to focus on core business operations while maintaining predictable cash flow.

  • Immediate advance on invoice value
  • Assumption of default risk by A.B.S.
  • Professional receivables management and dunning
  • Regular reporting and debtor monitoring
Recourse factoring
Factoring

Recourse Factoring

A factoring arrangement in which the client retains the credit risk for the purchased receivables. A.B.S. provides immediate liquidity against the invoice portfolio, while the client remains responsible for any uncollectable debts. This structure typically allows for more favorable advance rates.

  • Higher advance rates on receivables
  • Liquidity without full credit risk transfer
  • Flexible portfolio management
  • Regular reconciliation and reporting
International factoring
International

International Factoring

Cross-border factoring solutions enabling German and European exporters to manage foreign receivables effectively. Our international factoring arrangements are structured in accordance with applicable EU trade finance regulations and leverage established correspondent networks across key markets.

  • Export receivables financing in EUR and major currencies
  • Foreign debtor credit assessments
  • Cross-border collection support
  • Compliance with EU trade finance standards
Silent factoring
Factoring

Silent (Undisclosed) Factoring

A factoring arrangement in which the assignment of receivables to A.B.S. is not disclosed to the underlying debtors. The client continues to manage debtor relationships and collect payments directly, maintaining the appearance of a standard credit relationship with their customers.

  • Confidential receivables financing
  • Client retains direct debtor relationship
  • Suitable for relationship-sensitive industries
  • Flexible reporting structures
Asset Financing

Leasing Arrangements

Our leasing solutions provide businesses with access to essential assets without the capital burden of outright purchase, preserving financial flexibility.

Equipment & Machinery Leasing

Structured leasing arrangements for manufacturing equipment, commercial machinery, and specialist technical assets. Agreements are tailored to the useful life of the asset and the client's depreciation requirements.

Fleet & Vehicle Leasing

Commercial vehicle and fleet leasing for companies operating transport, logistics, sales, or field service operations. Maintenance and insurance components can be structured into the arrangement.

Technology & IT Asset Leasing

Leasing arrangements for IT infrastructure, servers, communications systems, and related technology assets, structured to align with typical technology refresh cycles.

Risk Management

Credit Protection & Receivables Management

Integrated services designed to protect revenue and reduce the administrative burden associated with managing trade receivables.

Credit Risk Protection

Where included as part of a full-service factoring arrangement, A.B.S. absorbs the credit risk on approved receivables. This protects the client against financial loss arising from debtor insolvency or prolonged non-payment, without the need to purchase a separate trade credit insurance policy.

Accounts Receivable Administration

Full administrative management of the receivables ledger, including invoice tracking, payment allocation, statement reconciliation, and debtor correspondence. Clients receive regular management reports detailing the status of their receivables portfolio.

Dunning & Collection Support

Professional overdue payment management conducted in accordance with German civil law and applicable EU debt collection regulations. Our team manages the escalation process from initial reminders through to legal referral where required.

Debtor Credit Assessments

Credit evaluation services providing clients with structured assessments of their prospective or existing debtor relationships, supporting informed decisions about credit terms and exposure limits.

Process Overview

How Factoring Works

A straightforward process designed to provide rapid liquidity against confirmed receivables.

1

Invoice Submission

The client submits eligible invoices to A.B.S. through agreed reporting channels.

2

Verification

A.B.S. reviews and verifies the submitted invoices against agreed eligibility criteria.

3

Advance Payment

An agreed advance percentage of the invoice value is transferred to the client promptly.

4

Settlement

Upon debtor payment, the remaining balance (less agreed fees) is released to the client.

Learn More

Interested in Our Services?

Contact our team for informational guidance on how our financial services may apply to your situation. All inquiries are handled in strict confidence.

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